Comments for Valuable Bits http://www.valuablebits.com Researching Mobile Banking in Tanzania Tue, 07 Sep 2010 13:35:20 +0000 http://wordpress.org/?v=2.7.1 hourly 1 Comment on New Regulation Affecting All Pre-Paid Users in Tanzania by gunnar http://www.valuablebits.com/?p=330&cpage=1#comment-6211 gunnar Fri, 02 Oct 2009 08:29:46 +0000 http://www.valuablebits.com/?p=330#comment-6211 Botswana has implemented a similar law: http://mobilemoneyafrica.com/archives/726 Botswana has implemented a similar law: http://mobilemoneyafrica.com/archives/726

]]> Comment on ZPesa by gunnar http://www.valuablebits.com/?p=264&cpage=1#comment-6210 gunnar Wed, 20 May 2009 07:15:34 +0000 http://www.valuablebits.com/?p=264#comment-6210 I think they're aiming for that but the site is terribly broken right now. At least for individual users. I know the agents have a separate interface to manage their things but I haven't tried it, hopefully that one works at least. I think they’re aiming for that but the site is terribly broken right now. At least for individual users. I know the agents have a separate interface to manage their things but I haven’t tried it, hopefully that one works at least.

]]> Comment on Discussing transformational m-banking by Ngetha http://www.valuablebits.com/?p=376&cpage=1#comment-6206 Ngetha Mon, 18 May 2009 07:45:48 +0000 http://www.valuablebits.com/?p=376#comment-6206 "...This is something to strive for also in the MMT business, and we hope it soon will be as easy to digitally hook into the M-Pesa system..." As regards APIs and plugging in to their systems, they all do have an API, a form of interface between their systems and external ones, they are however not all web based as are the Google and Facebook APIs and are often variants of ISO standards in the banking industry. What I know is that they are a bit cautious about opening up. The risks involved are huge. I see a future where Zap / M-Pesa / Obopay might sufficiently serve the "big" payments - utilities, internet bill as they are now, and sort of leave a long tail of payments that without an web API, is impossible to serve... “…This is something to strive for also in the MMT business, and we hope it soon will be as easy to digitally hook into the M-Pesa system…”

As regards APIs and plugging in to their systems, they all do have an API, a form of interface between their systems and external ones, they are however not all web based as are the Google and Facebook APIs and are often variants of ISO standards in the banking industry.

What I know is that they are a bit cautious about opening up. The risks involved are huge.

I see a future where Zap / M-Pesa / Obopay might sufficiently serve the “big” payments - utilities, internet bill as they are now, and sort of leave a long tail of payments that without an web API, is impossible to serve…

]]> Comment on Being second out with M-Pesa by David http://www.valuablebits.com/?p=296&cpage=1#comment-6204 David Wed, 13 May 2009 19:39:49 +0000 http://www.valuablebits.com/?p=296#comment-6204 Well it looks like Vodacom is going to attempt to develop its own hybrid banking infrastructure with a 1000 SMS banking centres. According to The Citizen, http://www.thecitizen.co.tz/newe.php?id=11806 Do you know anything more about this? It'll be interesting to see whether or not down the road (years probably)if Vodacom will offer other services that traditional banks offer. Money transfers are great but the development of credit or the ability to profit from one's savings is sorely needed, see the DECI scandal. Well it looks like Vodacom is going to attempt to develop its own hybrid banking infrastructure with a 1000 SMS banking centres. According to The Citizen, http://www.thecitizen.co.tz/newe.php?id=11806

Do you know anything more about this?

It’ll be interesting to see whether or not down the road (years probably)if Vodacom will offer other services that traditional banks offer. Money transfers are great but the development of credit or the ability to profit from one’s savings is sorely needed, see the DECI scandal.

]]> Comment on At least offer cash functionality by ngetha http://www.valuablebits.com/?p=57&cpage=1#comment-6201 ngetha Tue, 05 May 2009 12:40:01 +0000 http://www.valuablebits.com/?p=57#comment-6201 Hi could you elaborate more on the "Cash Functionality" concept? Feel free to drop me an email Hi could you elaborate more on the “Cash Functionality” concept? Feel free to drop me an email

]]> Comment on ZPesa by ngetha http://www.valuablebits.com/?p=264&cpage=1#comment-6200 ngetha Tue, 05 May 2009 12:37:21 +0000 http://www.valuablebits.com/?p=264#comment-6200 Question about ZPesa, I saw they have a site online at zpesa.com, is it possible to do transactions online as well? Question about ZPesa, I saw they have a site online at zpesa.com, is it possible to do transactions online as well?

]]> Comment on ZPesa by ngetha http://www.valuablebits.com/?p=264&cpage=1#comment-6199 ngetha Tue, 05 May 2009 12:34:23 +0000 http://www.valuablebits.com/?p=264#comment-6199 The Kenyan one Zap / MPesa both use the STK application, so the menu appears as part of the MTO menu The Kenyan one Zap / MPesa both use the STK application, so the menu appears as part of the MTO menu

]]> Comment on Being second out with M-Pesa by Ngetha http://www.valuablebits.com/?p=296&cpage=1#comment-6198 Ngetha Tue, 05 May 2009 12:31:07 +0000 http://www.valuablebits.com/?p=296#comment-6198 Its interesting to note the differences between the two environments and how much impact it can have on a service. Its interesting to note the differences between the two environments and how much impact it can have on a service.

]]> Comment on Services around saving money by gunnar http://www.valuablebits.com/?p=322&cpage=1#comment-6192 gunnar Sun, 19 Apr 2009 09:15:33 +0000 http://www.valuablebits.com/?p=322#comment-6192 ROSCA in swahili is Upatu, we just found out. ROSCA in swahili is Upatu, we just found out.

]]> Comment on Services around saving money by emil http://www.valuablebits.com/?p=322&cpage=1#comment-6191 emil Thu, 09 Apr 2009 16:19:14 +0000 http://www.valuablebits.com/?p=322#comment-6191 Hello Alexander, Wow, thank you for bringing this to our attention! We have moved the site to a different server and are still experiences some bugs. But the RSS feed should be working now. Thanks for reading. Best regards, Emil Hello Alexander,

Wow, thank you for bringing this to our attention! We have moved the site to a different server and are still experiences some bugs. But the RSS feed should be working now. Thanks for reading.

Best regards,
Emil

]]>